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Head – Credit & Operations, Lakshya
18+ years across NBFC risk, policy & underwriting
18 Yrs+ - Ex Kotak, Ex Hero, Ex CGCL, Ex ICICI
Jaymin Mehta leads Credit & Operations at Lakshya, bringing 18+ years of NBFC experience across Risk, Policy and Underwriting for affordable housing and LAP products.
He has led national policy for the Bharat Mortgage Product at Kotak Mahindra Bank and built underwriting frameworks for the MSME sector across Kotak, Hero Housing, Capri Global and ICICI, with deep expertise in thin-file customers.
A Chartered Accountant, Registered Valuer (Securities & Financial Assets) and Social Impact Assessor, he anchors Lakshya's credit discipline and operational rigour.
Highlights
- 18+ years experience in NBFCs across Risk, Policy and Underwriting for affordable housing and LAP products.
- Leading national policy for Bharat Mortgage Product for Kotak Mahindra Bank.
- Deep operational expertise in Risk and underwriting frameworks for the MSME sector with Kotak, Hero Housing, Capri Global & ICICI — mainly dealt in thin-file customers.
- A Chartered Accountant, Registered Valuer (Securities & Financial Assets) and Social Impact Assessor.
Focus areas
- Credit & underwriting
- Risk policy
- Affordable housing
- MSME lending
- Thin-file customers
- Operations
- Social impact assessment