The credit-grade view of a skill, before you fund it.
CES is Lakshya’s framework for grading every course against real hiring, income, sector and geography signals. Four weighted components. One auditable number per pathway.
- 4
- weighted components
- 100
- point scale
- 4
- risk bands
- Training Quality30%
- Placement Outcome25%
- Market Dynamics30%
- Government Support15%
Four pillars. Every pathway, every time.
Weights are nominal. When a pillar lacks evidence (confidence below 25%) it’s dropped and the remaining pillars are renormalised. The final score is then derated by overall blended confidence.
Training Quality
Regulatory recognition of the qualification (NQR mapping, regulator licensure, expiry/lapse state). Penalised when the qualification pack is expired or absent.
- Regulator licensure and active qualification-pack listing
- National framework mapping with expiry / lapse state tracked
- Penalty applied when the QP is expired or absent
Placement Outcome
Verified placement rate, salary verification rate, and survey mismatch rate from outreach to graduates/employers. Independent of training pillar.
- Verified placement rate from outreach to graduates
- Salary verification rate from employer call-backs
- Independent survey mismatch rate flagged separately
Market Dynamics
Country-normalised demand, salary band against country cost-of-living, sector trajectory, automation possibility and displacement risk. Composite of five sub-signals.
- Country-normalised vacancy count and unique employer breadth
- Median salary band against the country cost-of-living floor
- Sector classification, automation exposure, displacement risk
Government Support
Bilateral migration pathways, federal action plans, and policy dimensions backing the role. Uses neutral prior when no evidence is found.
- Bilateral migration pathways and federal action plans
- Skill-mission funding or subsidy backing the role
- Neutral prior applied when no policy evidence is found
From score to lending decision.
Every CES result maps to one of 4 pre-defined risk bands. Each band has a standardised financing approach.
CES reports are attached to every pathway.
Open any country opportunity page to see that pathway’s CES, full pillar breakdown, risk band, and financing verdict.
One score. Three audiences.
Candidates
See the earning reality of a course before you enrol or borrow.
Training Partners
Benchmark your course against real sector demand and placement reality.
Lenders & Foundations
Underwrite skill finance against auditable, weighted evidence.
Get a CES for your course.
Share a few details and we'll return a signed CES report within one working day, indicative score, pillar breakdown, and financing bracket.