For self-employment & post-skill livelihood

Lakshya Micro Entrepreneur Loans

A first cheque that turns a skill into a micro-business. Collateral-free loan to purchase your equipment, or stock, with a dedicated scheme for women entrepreneurs.

Collateral-freeWomen Entrepreneur scheme

Ticket size

Up to ₹1,00,000

Tenor

Up to 36 months

Apply

One click. Secure lender journey.

Apply Now

Start the hosted Lakshya × Roopya journey. KYC, income and offer comparison happen on the lender’s secure infrastructure.

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Benefits

What you actually get.

Collateral-free business loan for startups
Special scheme for Women Entrepreneurs
Attractive interest rate
Easy documentation
Tenure up to 36 months

The flow

Your journey. No black box.

Graduate

Complete a Lakshya-linked skill program.

Plan

Business outline - shop, service, or micro-franchise.

Sanction

Fast sanction on Lakshya-scored borrower file.

Launch

Disbursal against setup invoices.

Grow

Top-up once revenue rails stabilise.

Next step

See the other products on the rail.

For candidates

Apply for financing

Underwriting based on your earning potential, not collateral.

Continue For partners

Partner with us

Training institutes, mobilisers, facilitators - grow with Lakshya.

Continue For investors

Connect as investor

Back an outcome-linked rail for India's skill economy.

Continue