Lakshya Skill Finance
A cheque that backs you before your earnings do. Underwriting that looks at the pathway you're entering, not just the paper you hold today.
Up to ₹3,00,000
Up to 36 months
One click. Secure lender journey.
Start the hosted Lakshya × Roopya journey. KYC, income and offer comparison happen on the lender’s secure infrastructure.
Prefer a callback? Fill the form below.
Pay less when you learn. Pay more when you earn.
What you actually get.
- Skill-based EMI - pay less while training, more once you're earning
- Zero collateral required
- Attractive interest rate
- Quick disbursal
- Minimum documentation
- Tenure up to 36 months
Who can apply.
- 01Have already secured admission in your chosen course
- 02Meet the basic eligibility criteria
- 03Have a working family member who can join as a co-applicant/guarantor
Your journey. No black box.
Apply
PAN / Aadhaar number - quick identity check.
Fill Details
Course, city, family & income details.
Upload Documents
Admission letter, ID proof, income docs.
Same-Day Sanction
Get sanction on the same day.
Disbursement
Funds released to training partner when batch starts.
EMI & Rewards
EMI schedule on Lakshya App. Get rewarded for employment outcomes.
Plan before you commit.
Access Pre-Qualified, Skill-Verified Borrowers
Lakshya brings you a pipeline of borrowers whose earning potential is validated by real skill data, reducing risk and acquisition cost.
- Access pre-qualified, skill-verified borrowers
- Reduce customer acquisition cost by 60%
- Outcome-based underwriting with journey tracking
- Participate in India's skill finance opportunity
