Apply for a skill loan

Play. Apply. Get funded.

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Lakshya Personal Loan

Apply. Get funded.

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Apply as a Skill Mitra

Join your community.

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Documents before applying

Keep these ready.

Have your Aadhaar, PAN, and bank statement handy before you start the application.

Keep Aadhaar, PAN, and bank statement ready before you apply

Watch first

Know the flow. Apply with confidence.

How to apply

A short walkthrough of the Lakshya apply flow from sign-in to loan submission.

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Behaviour science game

See how the skill assessment helps lenders price fairly and helps you unlock a better offer.

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Beneficiary stories

Hear from people who made it.

Nargis Jahan

GNM Nursing Student · Jaipur, Rajasthan

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Priyanshi

Nurse · Age 22

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Our partners

Vetted ecosystem. Real outcomes.

Training institutes, lenders, and employers on the Lakshya rail — audited for placement and repayment performance.

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Tell us what you’re looking for.

Lakshya actively matches candidates to pathways - Germany caregiver, Japan technical, UAE driver, semiconductor fab, micro-enterprise. Drop a note and we’ll route you.

Browse pathways Country opportunities

Share your interest

Ninety seconds. Hand-reviewed.

Every submission is read by a human. We’ll revert with the best-fit pathway and, if you qualify, a financing route within one working day.

Next step

Not job-ready yet? Start with skill finance.

For candidates

Apply for financing

Underwriting based on your earning potential, not collateral.

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Partner with us

Training institutes, mobilisers, facilitators - grow with Lakshya.

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Connect as investor

Back an outcome-linked rail for India's skill economy.

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