One rail. Three audiences. A continuous loop.
Lakshya binds skill, finance, and livelihood into a single rail. Candidates get underwritten against future earnings, training partners get demand and capital, and lenders get pre-qualified borrowers with outcome data.
How Lakshya Works
A simple six-step journey from discovering your skill to earning your livelihood
See the full journeyDiscover Skill
Explore high-demand skills mapped to real job markets, from healthcare to semiconductors.
- Industry-mapped skill catalog
- Demand-driven recommendations
- Global and domestic pathways
Evaluate Potential
Get your SkillScore, a holistic rating of aptitude, interest, and market readiness.
- AI-powered interest profiling
- Aptitude and readiness assessment
- Personalized career mapping
Get Financing
Access skill-backed loans with rates tied to your SkillScore, no traditional collateral needed.
- SkillScore-linked interest rates
- NBFC and lender network
- Zero collateral for qualified scores
Complete Training
Train with verified partners in certified programs, from language courses to technical certifications.
- Verified training partners
- Industry-recognized certifications
- Progress tracking and support
Get Placed
Match with employers domestically or internationally through Lakshya's placement network.
- Direct employer connections
- Visa and mobility support
- Placement guarantee programs
Earn Income
Start earning from day one, repay your skill loan and build long-term financial independence.
- Income-linked repayment plans
- Career growth tracking
- Entrepreneurship pathways
What it looks like from your seat.
Every journey on Lakshya follows the same loop - but the touch-points differ. Here’s what candidates, partners, and lenders see.
Youth to right partners, financed for outcomes.
We connect youth to the right partners and embedded financing solutions for job outcomes.
Qualified beneficiaries, financed as a batch.
We help training institutions provide qualified beneficiaries and get the entire batch financed.
Returnable grants, outcome-based finance.
We help foundations run returnable grants, outcome-based finance products, and access qualified candidates for scholarships.