Founder & CEO, Lakshya
20+ years across impact finance, NBFCs & skill development
20 Yrs - Ex NSDC, Ex Roha, Ex CGCL, Ex L&T Fin
CA Vinita Jain is building Lakshya as a skill-to-capital ecosystem focused on enabling education financing, employability, and financial inclusion for India's youth, drawing on 20+ years of work in the space.
Her career spans the National Skill Development Corporation (NSDC), Roha Housing Finance, Capri Global, and L&T Finance. As Vice President – Impact Finance at NSDC she helped activate the Skill Loan Guarantee Program, onboarded NBFC partners, and opened financing access for skill-development initiatives.
Through Lakshya she now bridges the gap between skills and capital — building financing pathways for students, training institutions, and underserved youth who are routinely excluded from traditional credit.
Highlights
- 19+ years NBFC experience across affordable housing and MSME segment as Head Strategy, DVP, AVP – Products.
- Led 400+ member team across 7 states in sales, collections, fund raising, and risk.
- Built AUM ₹1,400 Crs with 0.50% GNPA.
- Led national-scale blended finance at NSDC as VP Impact Finance.
- Deep operational expertise in distribution, underwriting, and collections.
- Roles at Roha Housing, Capri Global & L&T Finance Ltd.
- Chartered Accountant (2005) and IIML Alumni.
Focus areas
- Skill-based lending
- Impact finance
- Financial inclusion
- Workforce development
- Outcome-driven financing
- Education & employability
- Green skills
- Sustainable financing