Best loan

Funding tied to future earnings.

Lakshya does not lend against what you own - it lends against what you are about to earn. Your skills, your training partner, your sector demand. That is the underwriting.

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Why our loans fit

Three things a normal lender misses.

Priced on your SkillScore

Skills, projected earnings and partner outcomes drive the rate. Not just a CIBIL score.

Compare 4+ NBFCs

One application, multiple offers. Pick the best rate, tenor and EMI for your situation.

Responsible by design

Pre-disbursement counselling, drop-off safety nets, and transparent fees - in writing.

Three cheques

Pick the one that fits your stage.

Students

Skill Finance

Fund a verified training pathway. Repay only after placement window.

Ticket size: ₹25,000 - ₹3,00,000
Tenor: 12 - 36 months

Training partners

Institute Finance

Working capital and batch financing - tied to placement KPIs.

Ticket size: ₹10L - ₹2Cr
Tenor: 12 - 48 months

Graduates

Micro Enterprise

Seed capital to launch a livelihood after a Lakshya pathway.

Ticket size: ₹50,000 - ₹5,00,000
Tenor: 12 - 36 months

Borrower safeguards

Lend boldly, borrow safely.

No collateral for skill finance under ₹3L.
EMI capped at projected post-training earnings.
Moratorium until placement window closes.
All charges disclosed up front - no late-stage surprises.

Next step

Ready to see your offer?

For students

Apply for financing

Get pre-qualified offers from 4+ NBFCs in one journey.

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EMI calculator

Map a realistic EMI to your projected post-training income.

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Best partner

Pair the loan with the institute that delivers outcomes.

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