Build a business on your own terms.
Lakshya backs women founders with collateral-free seed capital, partner-led training, mentorship cohorts and real market access - all in one rail.
What Lakshya gives every founder.
Not just a loan. A full rail - skilling, financing, mentorship and markets, bundled into one program.
Collateral-free Financing
Seed and working capital loans of ₹50k – ₹5L - underwritten on your skill score, not collateral.
Partner-Led Training
12 skilling partners across beauty, food, tailoring, crafts, digital and franchise operations.
Capital sized to your stage.
Three loan products. One underwriting model - your Lakshya skill score + business plan.
Seed Microloan
For first-time women founders. Collateral-free.
Enterprise Growth Loan
For existing women-led businesses scaling capacity.
Skill-Backed Loan
Linked to certified Lakshya training completion.
Five steps from idea to steady income.
Discover & Match
Take the skill score + interest profiler. Get matched to a sector with real demand near you.
Train with Partners
Certified training through Lakshya partners - beauty, food, retail, tailoring, digital services.
Certified training, job-ready outcomes.
Every training partner on Lakshya is outcome-audited. Placement or revenue milestone within 90 days of certification.
Women already building on the rail.
“I trained with AestheticArt, got a ₹1L seed loan in 6 days, and opened my studio. Six months in, I have two chairs and an assistant.”
“The cohort pushed me to list on ONDC. My orders tripled in the first quarter. Growth loan unlocked and I hired two home cooks.”
Who can apply.
- Woman founder, aged 18–45
- Indian resident with valid Aadhaar + PAN
- Business plan or skill certification (Lakshya partner accepted)
- Monthly household income under ₹50,000 (for Seed Microloan)
- No prior loan default in the last 24 months